Excel in Retirement
Where financial planning becomes understandable. David brings interesting stories each week to listeners of his Excel in Retirement show along with actionable ideas that may help listeners avoid pitfalls that many people face in their retirement. David C. Treece began his career in the financial services industry in 2011. He is an independent financial adviser. He has passed the Series 65 securities exam, and he is health and life insurance licensed in several states. David’s financial advisory firm focuses on retirement income planning.David worked for two other financial advisors before founding his firm in 2018. David launched Clients Excel because he has a desire for his clients to have a second to none experience when it comes to their financial planning for retirement. David relentlessly strives to be the best at helping people prepare for retirement.The bedrock of David’s ethos is treating others as he would want to be treated.David works tirelessly to continually bring pertinent content to our clients and friends through our weekly newsletter and podcast. Through these, David brings informative content that may aid you in preparing for retirement. Through his financial planning work, David’s hope is that his clients are empowered to have a confident financial future.David and his wife, Mallory, have a daughter named Amelia and rescue dog named Oscar. They also have a backyard flock of chickens that Amelia loves to tend. David and his family are active in their church in Spartanburg. He is also a volunteer mentor with JumpStart, which is a ministry for people who have been recently released from prison.
Episodes
128 episodes
How Much Does a Financial Planner Cost? Ep. 128
Investment advisory services offered through CreativeOne Wealth, LLC. Clients Excel, LLC and CreativeOne Wealth are not affiliated companies. Licensed Insurance Professionals. Investing involves risk, including potential loss of principal. Any ...
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Episode 128
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16:35
How to Deal with Financial Pressure Ep 127
Experts from the show:A couple weeks Jerome Powell, the head of the Federal Reserve, stated the time has come<...
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Episode 127
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16:19
Benefits of Aging Ep. 125
Investment advisory services offered through CreativeOne Wealth, LLC. Clients Excel, LLC and CreativeOne Wealth are not affiliated companies. Licensed Insurance Professionals. Investing involves risk, including potential loss of principal. Any ...
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Episode 125
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8:10
How To Prepare For Retirement Ep. 123
People come to us for financial planning at different stages of life. Most of our clients are closing in on retirement or they’re in retirement, but that can be a 10- to 15-year window of when people generally become a client of our firm. I’ve ...
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Episode 123
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10:59
How to Make Wise Financial Decisions Ep. 122
David starts out with a story about his recent vacation to Hilton Head Island with his family. Then he gets into some practical steps that can help you make good decisions. Today, I have a few practical things that sometime inhibit...
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Episode 122
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14:02
Can Your Advisor Do This? Ep 121
Another unique position we have as a company is to be able to offer solutions larger corporatized offices often do not have the ability to do. We all know the bigger things tend to get, the slower they are to innovate. Maybe it’s the bureaucrac...
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Episode 121
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12:12
Is the Stock Market Too Smooth? Ep. 120
Connect with David at hello@clientsexcel.com or call 864.641.7955. Marty and Jess Ansen loved going on cruises so much they opted to cruise indefinitely. I came across an
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Episode 120
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10:13
Make More Than 5% On Cash? Ep 119
Last week the Federal Reserve board who determines if rates will rise or fall or remain met and determined that they were going to leave rates unchanged for the time being. The board is always vague about what comes next for rates, so it’s to b...
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Episode 119
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10:07
Do You Need To Change Financial Advisors? Ep. 118
David tells a funny story about having mice. Here is the link to the newsletter he mentioned. Excerpt from the show: The...
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Episode 118
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9:36
3 Indicators Your Financial Planning Needs a Course Correction
It's easy when we face something we’re not familiar with to shy away from it or move on to a topic we’re more comfortable with. Recently I saw on social media a way to understand our national debt better. This was
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Episode 116
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12:57
Bank Failures, Oh My! What You Should Do Ep 115
You’ve probably heard by now that Silicon Valley Bank failed last Friday. It appears the bank rapidly took deposits over the last few years, and they needed somewhere to place their funds. And here begins the problem. The bank put ...
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Episode 115
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10:40
How Are You Managing Downside Risk? Ep. 114
Like a lot of people, I’ve always had a job where I work with people, and it’s always fascinated me to try to figure out why people think the way they do. People are unique, but their themes are similar.In my role as a financial planner,...
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Episode 114
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9:46
Social Security COLAs Not Enough? Here's what to do. Ep. 113
With inflation at 40-year highs some seniors feel this year’s big cost of living increase in Social Security is falling short.
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Episode 113
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9:46
90% of People Benefit From Waiting to Claim Social Security Ep. 112
When we age into the time we can claim Social Security the temptation is strong to get the money as soon as we can. In fact, most people claim as soon as they can at 62. I get it. I love having extra money in my pocket, but it’s important to un...
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Episode 112
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16:41
How We Do Business. Plus, How To Hedge in Volatility Ep. 111
Did you ever read Sherlock Holmes? In the 1894 story entitled “The Adventure of Silver Blaze” Holmes noticed something odd when he was attempting to solve the mystery.Holmes said, “the curious incident of the dog in the night-time” and t...
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Episode 111
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21:37
What Is a Recession? Ep. 110
The media and the government have gotten creative with answering whether we are in a recession or not in order to make our economic situation better than reality. The traditional definition of a recession is
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Episode 110
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9:26
Worry Free Investing in Retirement Ep. 109
Wall Street has done a great job of marketing us. So much so that they have convinced us that we should sell our Amazon stock to pay our cable bill.
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Episode 109
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10:03
How Index Funds Work Ep. 108
We sometimes become quite loyal to the companies we are invested in. It may be a company we worked for or it may be an investment we inherited from our parents. Oftentimes, people in this scenario have a high concentration of their portfo...
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Episode 108
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8:43
Does Your Portfolio Have To Crash With The Market? Ep. 107
In my twenties I loved riding and racing bicycles! Most of my races were on a closed circuit that was less than a mile long. The race would go around the closed loop for anywhere from 45 minutes or an hour.This kind of racing gets fast! ...
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Episode 107
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12:00
Couldn't See This Correction Coming? What Do You Mean? Ep. 106
It was recently revealed that the stock market had its worst first half of the year since 1970 and several analysts are indicating the market still has further to drop. The article
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Episode 106
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9:12
Market is Down. What Can You Do? Ep. 105
Our idea of successful retirement planning is creating a proverbial space suit for our clients that insulates them from twitches in the financial markets that we can’t control.We create a buffer that allows our clients to know that they ...
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Episode 105
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11:13